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Terms of Use

Last updated: May 23, 2026

These Terms of Use (“Terms”) govern your use of the Budget App app (“the App”), operated by Budget App (“we”, “our”, or “us”). By downloading or using the App, you agree to these Terms.

1. Use of the App

Budget App is provided for personal, informational, and self-tracking purposes only. The App is intended to help you log and visualize budget-related data, trends, and goals.

You agree to use the App only for lawful purposes and in accordance with these Terms.

2. No Financial Advice

Budget App does not provide financial, investment, or legal advice.

All information displayed in the App — including spending trends, forecasts, target estimates, or goal metrics — is for informational and self-tracking purposes only and should not be considered financial or investment advice. Always consult a qualified financial advisor before making significant financial decisions.

3. Accuracy and Forecasting

The App may display calculated metrics such as moving averages, trends, forecasts, or estimated goal dates. These are based on the data you enter and mathematical models.

We do not guarantee the accuracy, completeness, or reliability of any predictions or results. Actual outcomes may vary.

4. Data Ownership and Privacy

You retain full ownership of all data you enter into the App.

We do not collect, store, or transmit your personal data to our own servers. All data remains on your device and/or in your private iCloud account, as described in our Privacy Policy.

Use of import features is optional and subject to your permission.

5. iCloud and Apple Services

Certain features of the App rely on Apple services, including iCloud and financial data. We are not responsible for the availability, performance, or security of Apple’s services.

Your use of those services is governed by Apple’s terms and policies.

6. App Availability and Changes

We may update, modify, or discontinue parts of the App at any time, including features or functionality, without prior notice.

We do not guarantee that the App will always be available or error-free.

7. Limitation of Liability

To the fullest extent permitted by law, Budget App shall not be liable for any damages arising from your use of, or inability to use, the App, including but not limited to data loss, incorrect predictions, or decisions made based on App information.

You use the App at your own risk.

8. Termination

You may stop using the App at any time. We reserve the right to restrict or terminate access to the App if these Terms are violated.

9. Changes to These Terms

We may update these Terms from time to time. Any changes will be reflected by updating the “Last updated” date at the top of this page.

10. Contact Us

If you have any questions about these Terms, please contact us at:

support@xeo.com